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Health Insurance Plans
Overview
Overview
Medical emergencies are unpredictable — but your family’s protection shouldn’t be. Health insurance ensures that the cost of treatment, hospitalization, and care doesn’t become a financial stress. With the right plan, you can focus on recovery while your insurance takes care of the expenses.
Plan Types
Plan Types
Individual Health Plan
Individual Health Plan
Ideal for single individuals looking for personal medical coverage.
It provides full insured sum to one person and is suitable for young professionals or individuals without dependents.
Benefits include:
Full cover for one person
Affordable premium
Tax benefits under Section 80D
Suitable for personal medical needs
Family Floater Plan
Family Floater Plan
One policy that covers the entire family under a shared sum insured.
This works best for families looking for a flexible and affordable health insurance solution.
Best suited for:
Married couples
Families with children
Those who prefer one policy instead of multiple policies
Senior Citizen Health Insurance
Senior Citizen Health Insurance
Designed specifically for individuals aged 60 and above.
These plans offer higher coverage for age-related medical conditions and chronic illnesses.
Features include:
Coverage for pre-existing diseases
Higher room rent and ICU benefits
Optional riders (disease cover, OPD, etc.)
Top-up / Super Top-up Plans
Top-up / Super Top-up Plans
These plans offer additional coverage beyond your primary policy limit.
They are ideal for individuals or families who want higher medical coverage at a lower premium.
Great for:
People with existing health insurance
Those wanting higher coverage without high premiums
Emergency medical situations
Get Your free Quote
Get Your free Quote
Key Benefits of Health Insurance
Key Benefits of Health Insurance
✔ Cashless Hospitalisation
Access treatment at network hospitals without paying upfront.✔ Coverage for Medical Emergencies & Hospital Bills
Includes room rent, ICU charges, doctor fees, tests, and procedures.✔ Protection from Rising Medical Costs
Hospital bills and surgeries can become expensive — insurance keeps finances safe.✔ Pre-Existing Disease Coverage
Conditions like diabetes, BP, asthma, thyroid (covered after waiting period).✔ No-Claim Bonus (NCB)
Your coverage may increase each year if no claims were made — at no extra cost.✔ Day-Care & Modern Treatment Coverage
Covers treatments like cataract, dialysis, robotic surgery, and advanced medical care.✔ Tax Benefits under Section 80D
Save tax when you purchase health insurance for yourself and your family.✔ Add-On Options Available
Maternity cover, critical illness cover, OPD cover, and accident riders (optional).
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