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Overview
Overview
Investment-based insurance plans help you build savings or wealth while keeping life protection in place. These plans are designed for long-term financial goals such as children's education, retirement, wealth creation, or future planning. Along with life cover, you also receive maturity benefits, bonuses, or market-linked growth — depending on the type of plan you choose.
Types of Investment Insurance Plans
Types of Investment Insurance Plans
Endowment Plans (Guaranteed Savings Plan)
A safer option that offers guaranteed returns along with life cover. Best for:
People looking for low risk
Secure savings and maturity benefits
Money-Back Plans
Provides periodic payouts during policy term along with maturity benefit and insurance cover. Ideal for:
Parents
People who need cash flow during policy duration
ULIP Plans (Market-Linked Growth)
Part of premium is invested in funds (equity, debt, or balanced) while providing life insurance. Best for:
Long-term wealth creation
Individuals open to market-linked returns
Key Benefits
Key Benefits
✔ Life cover + savings or investment return
✔ Long-term financial discipline
✔ Maturity and survival benefits
✔ Loan facility available on many plans
✔ Tax benefits under Section 80C & 10(10D)
✔ Flexibility to choose guaranteed or market-linked growth
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