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Overview
Term insurance is one of the most essential and affordable forms of life insurance.
It provides financial protection to your family in case something unexpected happens.
With low premiums and high coverage, term insurance ensures that your loved ones can manage daily expenses, loans, and future goals — even in your absence.
Overview
Term insurance is one of the most essential and affordable forms of life insurance.
It provides financial protection to your family in case something unexpected happens.
With low premiums and high coverage, term insurance ensures that your loved ones can manage daily expenses, loans, and future goals — even in your absence.
Types of Term Insurance Plans
Types of Term Insurance Plans
Level Term Plan
A basic and most common term policy where the coverage amount remains fixed throughout the policy duration. Best for:
Salaried individuals
First-time insurance buyers
Anyone looking for simple life protection
Return of Premium (TROP)
If no claim is made during the policy term, premiums are returned at maturity.
Best for people who:
Want protection + money-back
Prefer investment-like insurance
Joint Life Term Plan
One policy covering husband & wife together. Good for:
Young married couples
Dual-income families
Key Benefits of Term Insurance
Key Benefits of Term Insurance
✔ High Coverage at Low Premium
One of the most affordable ways to secure a large financial cover.✔ Family Financial Protection
Helps dependents cover expenses, lifestyle needs, and commitments.✔ Tax Benefits under Section 80C & 10(10D)
Premiums and payouts qualify for tax exemptions.✔ Optional Add-Ons (Riders)
Accident cover, critical illness cover, disability benefit, and waiver of premium.✔ Claim Settlement Support
Helps family manage important financial responsibilities without stress.✔ Flexible Payment Options
Monthly, yearly, single premium, or limited pay options available.
Why Buy Term Insurance Through Us
Why Buy Term Insurance Through Us
✔ Comparison across multiple insurance companies
✔ Personalized suggestions based on age, income, and financial responsibilities
✔ Support during documentation and claim settlement
✔ Long-term relationship — not just a one-time policy sale
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